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ARTESANIA LA GALAICA S.L. IT HAS SSL CERTIFICATE
1.- ONLINE PAYMENT WITH BANK CARD
The acronym SSL responds to the terms in English (Secure Socket Layer), which is a security protocol that makes your data travel in an integral and secure way, that is, the transmission of data between a server and web user, and in feedback, it is fully encrypted or encrypted. When the data travels encrypted, we mean that mathematical algorithms and a password system are used that are only identified between the person browsing and the server. By having a reliable SSL certificate, our data is encrypted, at which point we can ensure that no one can read its content. All this leads us to understand that the technology provided by an SSL certificate is the secure transmission of information over the Internet, and thus confirm that the data is free from unwanted persons.
An SSL certificate is a technology that provides you with a great online security solution, it helps us assure customers that the site they are visiting is secure; from a simple visit, making purchases or logging in.
An SSL certificate implements the preferred model of web security, it contains digital keys that protect the integrity of your data when sending and receiving. Servers running SSL create a uniquely encrypted path for private sessions over the Internet, the server's public key is available to anyone. That's why they use a public key and a private key: The public key is to encrypt the information, the private key is to decrypt it.
Triangular payment gateway: (ABANCA)
a.- The option of fraudulent use is avoided with a triangular payment gateway.
b.- This type of gateway redirects customers to the site of the bank so that it is there where payments are made.
c.- The customer provides his bank card details to the payment gateway of the bank and not to the seller.
d.- On the other hand, the financial entity cannot know the items purchased, the shipping address or other personal data of the client that are not relevant for payment.
2.- ONLINE PAYMENT WITHOUT USING THE BANK CARD
2.1.- PAYPAL:
a.- It is a payment system from the eBay firm that allows you to purchase products or services, transfer money between users, collect an invoice or make micro payments.
b.- A bank account and/or bank card is associated at the time of registration and works as if it were an internet bank account.
c.- The economic deposit in the PAYPAL account is made from the current account or the associated credit card, which allows having a balance to spend when desired.
d.- It is a way of paying without the seller knowing the bank details (account number, card number).
e.- In this online payment method there is no cost for the buyer and the commission is passed on to the online seller on each economic transaction.
f.- When making a purchase, simply enter the PAYPAL username and password to authorize the payment, a process that minimizes the risk of the card number being intercepted.
g.- In recent years, this online payment model has become very widespread and its origin was eBay auctions.
2.2.- BANK TRANSFER:
a.- It is an operation by which a person (the payer) gives instructions to his bank so that, charged to his account, he sends a certain amount of money to the account of another person (the beneficiary of the transfer) in the itself or another entity.
b.- Most entities consider operations similar to bank transfers to the following, although two accounts are not involved. For example, those in which the delivery order specifies that the funds be delivered in cash to the beneficiary. Or those in which the ordering party pays in cash at the entity's window for subsequent shipment to the recipient's account at another credit institution, which are called other payment orders or drafts.
3.- INFORMATION ABOUT PAYMENT DATA
3.1.- WHAT IS THE IBAN?
The IBAN (International Bank Account Number) is the standard created by the European Committee for Banking Standards (ECBS) with the aim of facilitating the homogeneous identification of bank accounts in all countries. The IBAN (ISO 13616 standard) consists of a maximum of 34 alphanumeric characters, depending on the country.
3.2.- WHAT IS THE BIC OR SWIFT?
The BIC (Bank International Code), also called “SWIFT bank code”, allows a unique identification of each credit institution and/or its branches. This code is necessary to automate the sending of payments to the receiving entities.